Avalon Labs

Avalon Labs is a CeDeFi lending platform that lets Bitcoin holders borrow against their BTC at a fixed rate without selling their coins or bridging to another chain. It is the largest decentralized liquidity protocol for Bitcoin liquid staking tokens and derivatives, offering a fixed borrowing rate and a Bitcoin-backed stablecoin called USDa. Bitcoin has historically been a store of value that sits idle. Avalon treats it as collateral that can generate income.

The platform launched in March 2024. A core team of six began preparing in February 2024 and deployed the first version within a month. Growth from that starting point was exceptional. Avalon reached $500 million in total value locked by July 2024, $600 million in September, $800 million in October, $1 billion in November, and $2 billion by December 2024. That is a full order of magnitude growth in nine months.

CeDeFi stands for centralized-decentralized finance and captures exactly what Avalon does. The platform blends centralized finance security and custody with decentralized finance principles including transparency and on-chain accessibility. Think of it as a bank that shows its work: every loan, collateral position, and liquidation is visible on-chain.

Avalon introduced the first fixed-borrow rate system in crypto in August 2024. Before Avalon, borrowing in DeFi meant dealing with floating interest rates that could spike unpredictably. On Avalon, institutions can borrow USDT at a stable 8% interest rate, ensuring predictability for large-scale operations. This predictability draws traditional finance participants into DeFi for the first time.

The platform expanded aggressively. By December 2024, Avalon was on over 20 public chains and supported more than 50 isolated lending markets. Avalon’s total value locked sits at $752 million, a 113% year-over-year increase, and it has expanded to Bitcoin Layer 2 network Rootstock. The Bybit integration signals institutional reach: Avalon powers Bybit’s Bitcoin yield product by using deposited BTC as collateral to generate fixed-rate returns for Bybit Earn users.

In March 2025, Avalon secured a minimum $2 billion credit line from leading Asian conglomerates, making it one of the largest institutional credit lines in the crypto industry. That credit facility scales upward based on demand.

In December 2024, Avalon raised $10 million in a Series A round led by Framework Ventures, with contributions from UTXO Management, Presto Labs, and Kenetic Capital. Framework Ventures has a strong track record of backing foundational DeFi protocols. UTXO Management brings specific Bitcoin-native expertise that is directly relevant to Avalon’s core product.

AVL is the native governance token of the Avalon ecosystem. AVL holders receive commission discounts, lending incentives, and voting rights over the direction of the platform. The token also gates access to exclusive lending pools and early-stage product features. As Avalon expands into regulated Bitcoin-backed debt products and adds institutional clients, the platform’s fee generation grows with it. That makes AVL governance rights increasingly meaningful over time, not just symbolic.

AVL is accessible on centralized cryptocurrency exchanges for standard purchases. For large token amounts, locked allocations, or SAFT notes, Acquire.Fi’s OTC and Secondaries Marketplace is the right venue.

To buy Avalon tokens OTC, you can match with an active sell listing on Acquire.Fi or submit a new Buy listing specifying your preferred price and amount.

To sell Avalon tokens OTC, review existing Buy listings for a counterparty or submit a new Sell listing on your own terms.

Once you submit, Acquire.Fi moves things forward. The team runs background checks, issues non-disclosure agreements, and makes the formal introduction between parties. Due diligence and payment settlement are your responsibility, but Acquire.Fi assists both sides at every stage to help the deal close.