unFederalReserve’s goal is to lower universal costs of capital by means of its blockchain-based banking software products. We provide technology and thought leadership that allows your business to offer a U.S. regulatory compliant means to share and move assets and other information securely and quickly.Our software licensees implement our solutions for their own reasons; whether that means fulfilling an altruistic vision, gaining market share by lowering lending rates or increasing profitability by making electronic information transfer more efficient.Our live products, like ReserveLending, have successfully handled over $700 million in cumulative transaction volume representing close to 31,000 individual and specific transactions over the course of the last 18 months. Our institutional pool-to-peer lending software, with the help of our publicly-traded banking partner, NextBank International, is in Rinkeby while more entities get onboarded with the bank. Our DeFI to TradFi bridge, ReserveFunding, has had an immediate positive reception from funds looking to raise capital, and this is all just the beginning.2023 is a year to move forward in deliberate fashion. Preserving capital is foremost on our minds, and partnerships have to be vetted to ensure we are not inheriting some other project’s problems. As we navigate uncertain waters, we are confident in our ability to stay the course, identify good opportunities to partner with other permissionless projects and be there as the market turns its attention back to the undeniable future of finance.